Planning and preparing for the unexpected.
Prepare and Plan.
We understand that everyone's financial needs differ, especially as your life changes and economic climate changes. During those periods of times your financial needs may change which is why We work with you to prepare and develop strategies to overcome whatever life may throw at you.
Financial ABC's.
There are roughly 900,000 investable assets but really only three place you can put your money which are the financial ABC's.
How do assets fit together in a portfolio, to accomplish your retirement goals?
Where do bond alternatives (FIAs) fit into a portfolio of assets?
What percent of your income do you want protected from market losses?
What percent of your income do you want guaranteed?
Advantages & Disadvantages.
A
Interest
.25% - 1.25%
Bank Accounts | CD's | Taxable Liquid | Guaranteed
B
Interest
3% - 6%
Tax-Deferred | Moderately Liquid
Guaranteed
C
Interest
+30% or -30%
Stocks & Bonds | 401K | IRA's Taxable | Liquid | Volatility
A
Cash
- Potentially lower returns
- Taxable or tax-deferred
- Liquid
Liquidity
Gains
B
Protective Growth
- Potentially moderate returns
- Tax-deferred
- Partial withdrawals
Protection
Liquidity
C
Risk Growth
- Potentially higher returns
- Taxable or tax-deferred
- Partial withdrawals or liquid